Individual health insurance, self-employed health insurance, life insurance, and discount dental plans

If your job does not provide you with health insurance, there are ways you can get individual health insurance coverage.  Finding private health insurance is also a concern for the self-employed.  Dental insurance is another sought-after benefit that is often provided as part of an employee package, as is life insurance.  In this article, we’ll provide resources to help individuals find quality health insurance, dental insurance, and life insurance.

eHealthInsurance can provide you with quotes for individual and family medical plans from over 175 leading health insurance companies. Companies that offer medical or dental insurance plans through their site include Aetna, Blue Cross Blue Shield, CIGNA, HealthNet, Humana, PacifiCare, and many, many more.  They also provide short term health insurance for those between jobs, those waiting for coverage at work to start, and for recent college grads. eHealthInsurance also provides insurance for students, and they can set up a Health Savings Account (HSA) to let you save money for medical expenses, tax-free. They can also get you a discount card to save on prescriptions. The card will also help you save on vision, dental, and chiropractic services.

All you have to do is fill out a very short form listing your zip code, date of birth, and whether you’re a tobacco user or full-time student, and within seconds eHealthInsurance will let you compare plans customized from you from many different providers.  Their insurance plan comparison service is entirely free.

DentalPlans.com can provide a discount dental plan to help you protect your teeth and save on dental services. You’ll be able to choose from over 100,000 dentists nationwide within 30 regional and national networks.  Once you arrive at the dentist’s office, all you have to do is present your membership card and you’ll receive 10% to 60% off most dental procedures. There are no claim forms or other paperwork hassles to deal with – simply show your card at the time of the visit.  There are no health restrictions, and most plans offer discounts on dental specialties.  Their search tool provides easy plan comparison charts, but if after reviewing them you need more information, they have customer service reps who can assist you.  Once you’ve found the best discount dental plan for you, you can enroll immediately, and most plans activate within 2 business days after enrollment, so you can start saving quickly.

You can search for plans in your area by dentist or by zip code.  Right now they are offering an additional three months free when you sign up for one of their plans starting at $79.95 per year.  As little as 22 cents per day for discount dental care, and three months free… not a bad deal.

Netquote.com is a one-stop comparison service for life insurance, health insurance, auto insurance, renters and home insurance, and business insurance. They’ve been around for almost 20 years, and have connected over 20 million people with the best insurance plans.  If you need life insurance to supplement the health insurance and dental insurance from the sites above, NetQuote will help you understand the difference between the different types of life insurance, and then will locate a plan that is perfect for you. It can also provide you with health and dental quotes of its own, and you can get quotes to insure your car, home, and business.  They claim to be the most visited insurance site on the Web, and their mission is to educate consumers about the types of insurance available to them, as well as get them in touch with agents who can get them the best plans.

Using the sites above, you can locate plans to replace most of the “insurance” part of a benefits package that you would find at a corporate job.  It is possible to get quality health and life insurance and dental plans without being tied to a company.